Diaspora Advisory
Buying property in Nigeria from abroad: a simple checklist
Owamwen Team · 7 Nov 2026
Planning to buy a home or plot in Nigeria from the UK, US or elsewhere? Follow these six steps before you send any money.
Buying property back home is one of the biggest decisions many Nigerians abroad will make. Distance makes it harder to see the property, meet the seller and check documents yourself — which is exactly why a clear process matters.
1. Set your budget and goal first
Decide whether you are buying to live in, to rent out, or as a long-term land investment. Include extra costs such as legal fees, agency fees, registration and consent fees, and any building or renovation work.
2. Insist on seeing the property — even remotely
Never rely on photos alone. Ask for a live video viewing where you can direct the camera, see the surrounding street and confirm the exact location. Where possible, have someone you trust visit in person.
3. Ask for the title documents early
Request copies of the title document (such as a Certificate of Occupancy, Governor's Consent or registered Deed of Assignment), the survey plan and the seller's identification before you make any commitment.
4. Verify with the right offices
A document can look genuine and still be problematic. A property lawyer can carry out searches at the relevant land registry and check the survey plan, any government acquisition and existing claims on the land.
5. Pay securely and in stages
- Never send money to a personal account you have not verified - Avoid paying the full amount before documents are checked - Get written receipts and a signed agreement for every payment
6. Complete the paperwork properly
After purchase, make sure the transfer is documented and, where required, the Governor's Consent is obtained so your ownership is properly recorded.
How Owamwen can help
Owamwen helps diaspora buyers discover listings, arrange remote viewings and connect with professional support for document checks. Send us an enquiry to discuss the property you are considering.